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Loan tools

Loan EMI Calculator

Plan your repayment with a simple estimate. Enter the loan amount, annual interest rate and repayment period to calculate the expected monthly instalment for a standard reducing-balance loan with fixed monthly instalments and a constant interest rate.

₹50,000 to ₹5,00,00,000

0% to 30% a year

Tenure unit

1 to 30 years (up to 360 months)

EMI calculation results

Estimated Monthly EMI

₹11,122

Total Principal
₹5,00,000
Total Interest Payable
₹1,67,333
Estimated Total Repayment
₹6,67,333
Principal 75% · Interest 25%
View amortisation schedule
Month-by-month repayment schedule
MonthEMIPrincipalInterestBalance

This calculator provides an illustration only. It does not constitute a lender quotation or loan approval. Actual EMI, APR and total repayment may vary because of lender methodology, payment dates, fees, insurance where applicable, floating-rate changes, rounding and other contractual terms.

EMI stands for Equated Monthly Instalment. It represents the amount generally payable each month under the calculation assumptions shown.

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