Privacy Policy

1. Introduction

Loan Credit Bazaar (“we”, “our” or “us”) respects the privacy of individuals who visit loancreditbazaar.in or contact us about loan assistance. This Privacy Policy explains the types of personal data we may collect, the purposes for which we use it, the parties with whom it may be shared, and the options available to individuals. Loan Credit Bazaar is a loan assistance platform and not the bank or NBFC providing a loan.

2. Who Is Responsible for the Website

The website is operated under the brand Loan Credit Bazaar. Privacy enquiries may be sent to loancreditbazaar.support@gmail.com.

3. Information We Collect

When you submit an enquiry, we may collect your name, mobile number, email address, city, loan type, preferred loan amount, occupation category, message and communication preferences. If you choose to progress with a loan, additional information may be requested through a designated lender or authorised secure process. Depending on website configuration, technical information such as IP address, browser information, access logs and cookie preferences may be processed for security, service delivery and analytics subject to applicable law and user choices.

4. Why We Use Information

We use the information necessary to respond to enquiries, discuss the requested loan category, assist with suitable next steps, maintain operational records, address complaints, secure the website and comply with applicable legal requirements. Where we offer optional product updates or promotional communications, we will use the relevant contact details only in accordance with applicable consent and communication rules.

5. Sharing with Lenders and Service Providers

With an appropriate lawful basis and any required consent, relevant enquiry information may be shared with the selected bank or NBFC for a requested loan-related purpose and with service providers engaged to deliver website hosting, communications, CRM management, security or support. We do not state that all institutions named in our educational directory receive customer data. Data is shared only where there is a legitimate operational need and applicable safeguards.

6. Marketing Communications

Consent to marketing is separate from the essential request to respond to an enquiry. You may ask us to stop promotional contact by emailing loancreditbazaar.support@gmail.com or using any unsubscribe mechanism supplied in a message. Withdrawal from optional marketing does not necessarily prevent communications required to service an existing enquiry or fulfil applicable obligations.

7. Cookies, Analytics and Advertising Technologies

We may use necessary cookies for website functionality and, if implemented, optional measurement or advertising tools in accordance with the choices and laws applicable to the visitor. Our Cookie Policy explains the categories used.

8. Retention and Security

We retain information only for lawful and documented business purposes, taking account of service needs, legal obligations, dispute resolution and the retention schedule adopted by the business. We apply reasonable organisational and technical controls and restrict access to authorised personnel. No website or electronic transfer can be represented as completely risk-free.

9. Your Requests and Choices

You may contact us to request information about the personal data held in connection with your enquiry, seek corrections, withdraw optional consent, request deletion where applicable, or raise a concern. Some requests may be limited by legal retention duties or by information independently held by a lender. Requests will be handled according to the requirements in force when received. See Data Requests.

10. Information Held by a Lending Institution

Once a bank or NBFC collects personal data in its own capacity, its privacy notices, lawful purposes and retention duties may apply independently. Please review the lender's official privacy terms as well as ours.

11. Children

Our loan assistance services are intended for adults who are legally able to enquire about credit. We do not knowingly seek loan applications from children.

12. Updates and Contact

This Policy may be updated to reflect changes in our processes or applicable requirements. The revised version will be published on this page with an updated effective date. For privacy enquiries, contact loancreditbazaar.support@gmail.com.